Privacy Policy

Last updated: March 1, 2026

1. Introduction

SharePay ("we", "our", or "us") operates the SharePay mobile application (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

By using SharePay, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Service.

2. Information We Collect

2.1 Information You Provide

  • Phone Number: Required for account creation and OTP-based authentication.
  • Profile Information: Name and optional profile details you choose to provide.
  • Expense Data: Expense descriptions, amounts, categories, and how expenses are split among group members.
  • Group Information: Group names, membership details, and invite links you create.
  • Settlement Data: Records of payments and settlements between users.
  • Comments: Any notes or comments you add to expenses.

2.2 Information Collected Automatically

  • Device Information: Device type, operating system version, and unique device identifiers.
  • Usage Data: How you interact with the app, features used, and session duration.
  • Log Data: IP address, access times, and error logs for debugging purposes.

3. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain the Service
  • Authenticate your identity via OTP verification
  • Calculate and display balances, debts, and settlements
  • Enable group expense management and splitting
  • Send important notifications about your account and transactions
  • Improve and optimize the Service
  • Detect, prevent, and address technical issues or fraud
  • Comply with legal obligations

4. Data Sharing and Disclosure

We do not sell your personal data. We may share your information in the following limited circumstances:

  • With Group Members: Your name and expense activity are visible to other members of groups you join. This is core to the Service's functionality.
  • Service Providers: We may share data with third-party providers who assist in operating the Service (e.g., hosting, analytics), bound by confidentiality obligations.
  • Legal Requirements: We may disclose information if required by law, regulation, or legal process.
  • Safety: To protect the rights, safety, or property of SharePay, our users, or the public.

5. Data Security

We implement appropriate technical and organizational security measures to protect your data, including:

  • Encrypted data transmission (HTTPS/TLS)
  • Secure token-based authentication
  • Regular security assessments
  • Access controls limiting who can view your data

While we strive to use commercially acceptable means to protect your data, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. When you delete your account, we will delete or anonymize your personal data within 30 days, except where we are required to retain it for legal or compliance purposes.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access: Request a copy of the personal data we hold about you.
  • Correction: Request correction of inaccurate or incomplete data.
  • Deletion: Request deletion of your personal data. See our Data Deletion page for instructions.
  • Portability: Request your data in a structured, machine-readable format.
  • Objection: Object to certain processing of your data.

To exercise any of these rights, please contact us at privacy@thesharepay.com.

8. Children's Privacy

SharePay is not intended for use by anyone under the age of 13 (or the minimum age in your jurisdiction). We do not knowingly collect personal data from children. If you believe we have collected data from a child, please contact us immediately.

9. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy in the app or via notification. Your continued use of the Service after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: